The J.J. Blake Technical Services, LLC, division provides mortgage portfolio analysis dedicated to providing the highest quality, comprehensive loan analysis in the financial marketplace. Our clients include internationally recognized investment banks, opportunity funds, rating agencies, national mortgage companies, commercial banks and local financial institutions. Blake's goal is to provide clients with precise and comprehensive information in a format structured to optimize their decision making process.

Commercial Loan Portfolio Services (Acquisition and Sale Analysis)

Blake's commercial due diligence is designed to fulfill any commercial portfolio requirements, including the securitization process. Our professional staff has extensive experience working with rating agency personnel and with securitization requirements.

Individual loan and portfolio analysis includes credit underwriting and legal review, purchase and sale, loan loss reserve analysis, agency conformance, origination underwriting, desk and appraisal reviews and database inventory of loans funded.

Asset classification evaluation includes performing, non-performing, real estate owned (REO) and servicing rights.

Additional commercial advisory services include: workout feasibility analysis and negotiation, operational reviews, property types and uses, geographic distribution, seasoning levels, project and borrower concentrations, portfolio marketing packaging, mark-to-market adjustments, customized cash flow analysis, various software applications, and site inspections.

In conclusion, Blake can perform and customize any of the above services to comply with the client's requirements.

Non-Performing and Distressed Asset Analysis

Blake utilizes experienced mortgage workout and servicing professionals to analyze non-performing and distressed assets.

Data elements include payment history, bankruptcy status, foreclosure status, historical collection activities, reason for delinquency, expected length of delinquency, collateral value and condition, lien position and equity, servicing systems and staffing levels, and probability of delinquency cure.

Computer modeling capabilities include estimated cash recovery, loan and portfolio level pricing, holding period assumptions, equity by asset within pool, workout probability.

International Capabilities

Our international alliances in Asia and Latin America have created great opportunities for our services. We have combined the local professional talents of our partners with our computer modeling to offer many types of contract underwriting for our international clients. This has been especially useful to investment banks and opportunity funds active in evaluating non-performing loan pools and equity investments throughout the world.

We have been engaged on several such assignments in Japan and Latin America. At Blake, we provide "The International Standard" in contract underwriting.

For further inquiries, please contact Donald Blake Jr. at 212-868-1447 ext 201 or by email at dmbjr@blakeglobal.com.